Trade Finance

Do You Qualify?

You may qualify for Trade Finance if your business:

1. Is involved in exporting goods or services, particularly capital goods or long-term trade deals
2. Has established trading operations and a verifiable receivable from an importer

How It Works

Trade Finance allows lenders to purchase your receivables, the amount your importer owes and advance you cash at a discount.

The interest rate is case-specific and can depend on:

• Your profit margins (ideally ~15%)
• Trade turnaround time
• The risk of the deal

Typical repayment terms are around 3 months, but may vary depending on your trade cycle and the specifics of the transaction.

The lender often pays the supplier directly, ensuring smooth execution of the trade.

Common Use Cases

Trade Finance is suitable for businesses that need funding for:

• Exporting capital goods to international clients
• Long-term trade deals where payment from buyers is delayed
• Purchasing inventory or materials needed to fulfil export contracts
• Any trade-related expenses, as lenders rarely restrict the use of funds